Client:                      First time commercial investor

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Loan Type:            Commercial Investment Mortgage

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Loan Amount:     £228,750

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Purpose:                Purchase

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​We were approached by a client looking to purchase their first commercial investment property. The property—a local dentistry business—offered a solid covenant, making it an attractive investment. However, due to a lack of recent local comparable evidence, the property was down valued significantly from the agreed purchase price.

Rather than allowing the down valuation to jeopardise the deal, we worked closely with our client to renegotiate the purchase price with the vendor. This renegotiation allowed us to reduce the loan requirement, ensuring that our client could still move forward with the purchase.

By successfully renegotiating the terms, our client made a considerable saving on the purchase and was able to proceed with the investment, all while securing the property with more favourable financing terms. This outcome not only preserved their opportunity but also strengthened their investment’s financial viability.

At ALTA Capital Finance, we specialise in turning challenges into opportunities by working closely with clients to find the right financial solutions, even in complex situations.