Case Studies
Residential Investment
Refinancing for a Property Developer’s Expanding Portfolio
Client: Property Developer
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Loan Type: Residential Investment
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Loan Amount: £1,675,000
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Purpose: Refinance and Capital Raise
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Our client, an experienced property investor and developer, had built an impressive portfolio of multi-unit freehold blocks (MUFBs) by converting large houses into individual flats to maximize rental yield.
However, some of his mortgages had recently reverted to the Standard Variable Rate (SVR), resulting in significantly higher interest costs. The client was seeking to refinance these properties to secure more favorable rates and raise additional capital for future investments.
We worked closely with the client to understand his portfolio and financing needs.
By leveraging our expertise and access to a wide range of lenders, we arranged refinancing solutions with improved interest rates.
Additionally, we secured extra capital through the refinancing process, enabling the client to continue expanding his property portfolio.
The client successfully transitioned to a lower interest rate, reducing overall financing costs. The additional capital raised provided a boost for further property investment, supporting his long-term strategy of acquiring and converting properties to increase rental yields.
Proactive refinancing not only reduces costs but also unlocks potential for future growth. Tailored financing solutions can empower property investors to continue scaling their portfolios efficiently, even in challenging market conditions.